As Uber’s popularity has grown, so has the number of accidents involving Uber vehicles. Since Uber accidents are still relatively new, most people are unclear on how Uber accident claims work.
If you were injured in an accident with an Uber vehicle in New Jersey, call our law firm today to consult with an NJ Uber accident lawyer. You may be entitled to substantial compensation.
Compensation for a New Jersey Uber Accident Injury
If you are a motorist, passenger, or pedestrian injured in an accident with an Uber vehicle, an Uber driver injured in an accident caused by another motorist, or a passenger injured in an Uber vehicle, you may be entitled to substantial compensation, whether the Uber driver was at fault or not.
Uber is a publicly-traded company worth an estimated $100 billion. Because of this, Uber drivers carry much more insurance than the average motorist.
New Jersey law requires all motorists to carry at least the state minimum amount of auto insurance coverage. This is $15,000 for bodily injury and death (per person) and $30,000 for bodily injury and death (in total), and $5,000 for property damage.
While most motorists in New Jersey carry more than the state minimum auto insurance coverage, Uber drivers carry significantly more—up to $1.5 million for bodily injury, property damage, and death, as well as another $1.5 million for uninsured/underinsured motorist coverage.
However, Uber has specific terms and conditions that govern when and what amount they will pay out. For instance, if when the accident occurred, the Uber driver was not logged in to the Uber app, Uber’s auto insurance coverage will not apply.
In this case, it will be determined that the vehicle was in personal use when the accident occurred. The at-fault driver’s personal auto insurance would then be used to cover injuries and losses resulting from the accident.
On the other hand, if when the accident occurred, the Uber driver was logged in to the Uber app and waiting to accept a passenger request, Uber’s injury and liability policy will cover $50,000 per person and $100,000 per accident, then $25,000 for property damage.
But, the real potential for a high settlement or award comes when the Uber driver had both logged in and accepted a passenger request. From the moment the Uber driver accepts a passenger request through the Uber app until the passenger exits the vehicle, Uber’s insurance coverage is up to $1.5 million per accident for bodily injury, property damage, and death, as well as another $1.5 million in uninsured/underinsured motorist coverage.
What to Do After a New Jersey Uber Accident
If you have been injured in an accident with an Uber vehicle, here are a few important things that you should do to build your case for compensation:
- Seek immediate medical attention.
- Save all of your medical bills and receipts for any out-of-pocket expenses; and
- Keep track of all your lost wages and income.
Then, before you give any statement to any insurance company or Uber, call our law firm to arrange a free consultation with an experienced NJ Uber accident lawyer.
Contact an Uber Accident Lawyer in New Jersey
If you or a loved one were injured or killed in an accident with an Uber vehicle, you may be entitled to substantial compensation. Our New Jersey Uber accident lawyers can help you find out the true value of your case and fight for the compensation you deserve.
Call us today or visit our contact page to arrange a free consultation. We charge no fee unless we recover money on your behalf.